/* ============================================================
   Techarthik — compliance & operations automation for UCBs
   Design system: dark, editorial, one accent for structure (cyan),
   one accent reserved exclusively for money (gold).
   ============================================================ */

:root{
  --ink:#060B14;
  --ink-2:#080F1C;
  --surface:#0C1526;
  --surface-2:#101B2E;
  --surface-3:#13203a;
  --line:#1B2A43;
  --line-2:#243B5C;
  --text:#E9EFF8;
  --muted:#93A4BE;
  --dim:#65799A;
  --cyan:#2ABED0;
  --cyan-hi:#5AE0EE;
  --cyan-dim:#1B7A88;
  --gold:#D8A63C;
  --gold-hi:#F0C462;
  --pass:#3FD08A;
  --warn:#E8B84B;
  --block:#F0705F;

  --wrap:1240px;
  --r-sm:10px;
  --r:16px;
  --r-lg:24px;
  --ease:cubic-bezier(.22,.61,.36,1);
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  --mono:"JetBrains Mono",ui-monospace,SFMono-Regular,Menlo,monospace;
}
*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }
body{
  margin:0; background:var(--ink); color:var(--text);
  font-family:var(--sans); font-size:16px; line-height:1.6;
  -webkit-font-smoothing:antialiased; overflow-x:hidden;
}
img,svg,video{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
button,input{ font:inherit; color:inherit; }
::selection{ background:rgba(42,190,208,.28); }

/* ── ambience ───────────────────────────────────────────── */
.aurora{ position:fixed; inset:0; z-index:-2; pointer-events:none; overflow:hidden; }
.aurora i{
  position:absolute; border-radius:50%; filter:blur(90px); opacity:.42;
  animation:drift 26s var(--ease) infinite alternate;
}
.aurora i:nth-child(1){ width:52vw; height:52vw; left:-12vw; top:-16vw;
  background:radial-gradient(circle at 40% 40%, #14486B, transparent 68%); }
.aurora i:nth-child(2){ width:44vw; height:44vw; right:-10vw; top:6vh;
  background:radial-gradient(circle at 60% 40%, #0F5C67, transparent 66%); animation-delay:-8s; }
.aurora i:nth-child(3){ width:60vw; height:40vw; left:18vw; bottom:-18vw;
  background:radial-gradient(circle at 50% 50%, #10233F, transparent 70%); animation-delay:-15s; }
@keyframes drift{ to{ transform:translate3d(4vw,-3vh,0) scale(1.12); } }

.veil{
  position:fixed; inset:0; z-index:-1; pointer-events:none;
  background:
    linear-gradient(to bottom, rgba(6,11,20,.86), rgba(6,11,20,.94)),
    repeating-linear-gradient(90deg, rgba(255,255,255,.022) 0 1px, transparent 1px 92px),
    repeating-linear-gradient(0deg,  rgba(255,255,255,.016) 0 1px, transparent 1px 92px);
  mask-image:radial-gradient(ellipse 120% 80% at 50% 0%, #000 35%, transparent 78%);
}

/* ── layout ─────────────────────────────────────────────── */
.wrap{ width:min(100% - 44px, var(--wrap)); margin-inline:auto; }
section{ padding:104px 0; position:relative; }
section[id],header[id]{ scroll-margin-top:92px; }
@media (max-width:760px){ section{ padding:68px 0; } }

.eyebrow{
  font-family:var(--mono); font-size:11.5px; letter-spacing:.16em; text-transform:uppercase;
  color:var(--cyan); margin-bottom:16px; display:flex; align-items:center; gap:10px;
}
.eyebrow::before{ content:""; width:22px; height:1px; background:var(--cyan-dim); }
.head{ max-width:820px; margin-bottom:52px; }
.head.center{ margin-inline:auto; text-align:center; }
.head.center .eyebrow{ justify-content:center; }

h1,h2,h3,h4{ margin:0; letter-spacing:-.02em; line-height:1.1; font-weight:600; }
h1{ font-size:clamp(2.6rem,5.6vw,4.35rem); line-height:1.04; letter-spacing:-.035em; font-weight:650; }
h2{ font-size:clamp(1.85rem,3.4vw,2.85rem); }
h3{ font-size:1.12rem; }
.lede{ color:var(--muted); font-size:clamp(1rem,1.25vw,1.12rem); line-height:1.62; margin:18px 0 0; }
.grad{ background:linear-gradient(96deg,var(--cyan-hi),var(--cyan) 55%,#7FA6D8);
  -webkit-background-clip:text; background-clip:text; color:transparent; }
.mono{ font-family:var(--mono); }
.rupee{ font-family:var(--mono); color:var(--gold); font-variant-numeric:tabular-nums; }

/* ── buttons ────────────────────────────────────────────── */
.btn{
  display:inline-flex; align-items:center; gap:10px; padding:13px 22px; border-radius:999px;
  font-size:14.5px; font-weight:550; letter-spacing:-.01em; border:1px solid transparent;
  transition:transform .25s var(--ease), background .25s, border-color .25s, box-shadow .25s;
  will-change:transform;
}
.btn svg{ width:17px; height:17px; }
.btn-primary{
  background:linear-gradient(180deg,var(--cyan-hi),var(--cyan)); color:#04222A; font-weight:650;
  box-shadow:0 10px 30px -12px rgba(42,190,208,.75);
}
.btn-primary:hover{ box-shadow:0 16px 40px -12px rgba(42,190,208,.9); }
.btn-ghost{ border-color:var(--line-2); background:rgba(255,255,255,.02); color:var(--text); }
.btn-ghost:hover{ border-color:var(--cyan-dim); background:rgba(42,190,208,.07); }
.btn-lg{ padding:15px 26px; font-size:15px; }

/* ── nav ────────────────────────────────────────────────── */
.progress{ position:fixed; top:0; left:0; height:2px; width:0; z-index:60;
  background:linear-gradient(90deg,var(--cyan),var(--gold)); transition:width .1s linear; }
.nav{ position:fixed; top:0; left:0; right:0; z-index:50; transition:background .3s, border-color .3s, backdrop-filter .3s;
  border-bottom:1px solid transparent; }
.nav.stuck{ background:rgba(6,11,20,.72); backdrop-filter:blur(16px) saturate(140%); border-bottom-color:var(--line); }
.nav-in{ width:min(100% - 44px,var(--wrap)); margin-inline:auto; height:72px;
  display:flex; align-items:center; gap:26px; }
.brand{ display:flex; align-items:center; gap:12px; }
.brand .mark{ height:36px; width:auto; }
.brand .wordmark{ height:17px; width:auto; }
@media (max-width:420px){ .brand .wordmark{ height:15px; } }
.nav-links{ display:flex; gap:26px; margin-left:auto; }
.nav-links a{ font-size:14px; color:var(--muted); position:relative; padding:6px 0; transition:color .2s; }
.nav-links a::after{ content:""; position:absolute; left:0; right:100%; bottom:0; height:1px;
  background:var(--cyan); transition:right .3s var(--ease); }
.nav-links a:hover, .nav-links a.on{ color:var(--text); }
.nav-links a.on::after{ right:0; }
.nav-cta{ padding:10px 18px; font-size:13.5px; }
.nav-toggle{ display:none; margin-left:auto; background:none; border:1px solid var(--line-2);
  border-radius:10px; width:40px; height:38px; align-items:center; justify-content:center; }
.nav-toggle svg{ width:20px; height:20px; stroke:var(--text); }
@media (max-width:940px){
  .nav-toggle{ display:flex; }
  .nav-cta{ display:none; }
  .nav-links{ position:fixed; inset:72px 0 auto; flex-direction:column; gap:0; padding:8px 22px 20px;
    background:rgba(6,11,20,.97); backdrop-filter:blur(18px); border-bottom:1px solid var(--line);
    display:none; }
  .nav-links.open{ display:flex; }
  .nav-links a{ padding:14px 0; border-bottom:1px solid var(--line); font-size:15px; }
}

/* ── hero ───────────────────────────────────────────────── */
.hero{ padding:150px 0 78px; }
.hero-in{ display:grid; grid-template-columns:1.06fr .94fr; gap:60px; align-items:center; }
@media (max-width:1000px){ .hero-in{ grid-template-columns:1fr; gap:44px; } .hero{ padding-top:120px; } }
.pill{
  display:inline-flex; align-items:center; gap:9px; padding:7px 15px 7px 11px; border-radius:999px;
  border:1px solid var(--line-2); background:rgba(255,255,255,.025); font-size:12.5px; color:var(--muted);
  margin-bottom:26px;
}
.pill b{ color:var(--cyan); font-weight:600; font-family:var(--mono); font-size:11px; letter-spacing:.1em; text-transform:uppercase; }
.pulse{ width:7px; height:7px; border-radius:50%; background:var(--pass); box-shadow:0 0 0 0 rgba(63,208,138,.6);
  animation:pulse 2.4s infinite; }
@keyframes pulse{ 70%{ box-shadow:0 0 0 9px rgba(63,208,138,0); } 100%{ box-shadow:0 0 0 0 rgba(63,208,138,0); } }
.hero .lede{ max-width:590px; margin-top:24px; }
.hero-actions{ display:flex; gap:14px; flex-wrap:wrap; margin-top:36px; }
.hero-foot{ display:flex; align-items:center; gap:10px; margin-top:30px; font-size:13px; color:var(--dim); }

.beats{ margin:0 0 4px; }
.beats .b{ display:block; color:var(--muted); font-size:clamp(1rem,1.5vw,1.15rem); }
.beats .b em{ font-style:normal; color:var(--text); }

/* console mock */
.console{
  border:1px solid var(--line-2); border-radius:var(--r-lg); overflow:hidden;
  background:linear-gradient(165deg,rgba(19,32,58,.92),rgba(10,17,32,.96));
  box-shadow:0 40px 90px -50px #000, inset 0 1px 0 rgba(255,255,255,.05);
}
.console-bar{ display:flex; align-items:center; gap:7px; padding:12px 16px; border-bottom:1px solid var(--line);
  background:rgba(255,255,255,.02); }
.console-bar i{ width:9px; height:9px; border-radius:50%; background:#25344F; }
.console-bar .path{ font-family:var(--mono); font-size:11px; color:var(--dim); margin-left:10px; letter-spacing:.02em; }
.console-body{ padding:20px 20px 22px; }
.cs-row{ display:flex; justify-content:space-between; align-items:flex-start; gap:16px; }
.cs-title{ font-weight:600; font-size:15px; }
.cs-sub{ font-size:12px; color:var(--dim); margin-top:4px; font-family:var(--mono); }
.chip{ font-family:var(--mono); font-size:10.5px; letter-spacing:.08em; text-transform:uppercase;
  padding:5px 10px; border-radius:999px; white-space:nowrap; }
.chip.ok{ color:var(--pass); background:rgba(63,208,138,.1); border:1px solid rgba(63,208,138,.3); }
.chip.warn{ color:var(--warn); background:rgba(232,184,75,.1); border:1px solid rgba(232,184,75,.3); }
.chip.block{ color:var(--block); background:rgba(240,112,95,.1); border:1px solid rgba(240,112,95,.3); }
.cs-hero{ margin:18px 0 14px; padding:16px; border-radius:var(--r); background:rgba(42,190,208,.05);
  border:1px solid rgba(42,190,208,.16); }
.cs-hero .k{ font-family:var(--mono); font-size:10.5px; letter-spacing:.14em; color:var(--cyan); text-transform:uppercase; }
.cs-hero .v{ font-family:var(--mono); font-size:clamp(1.3rem,2.6vw,1.72rem); margin-top:6px; letter-spacing:-.02em; }
.cs-hero .n{ font-size:11.5px; color:var(--dim); margin-top:6px; }
.cs-lines{ display:grid; gap:1px; background:var(--line); border:1px solid var(--line); border-radius:var(--r-sm); overflow:hidden; }
.cs-line{ display:grid; grid-template-columns:1fr auto; gap:12px; padding:10px 13px; background:var(--surface);
  font-size:12.5px; color:var(--muted); }
.cs-line .amt{ font-family:var(--mono); color:var(--text); font-variant-numeric:tabular-nums; font-size:12px; }
.cs-line.ex .amt{ color:var(--pass); }

/* ── ticker ─────────────────────────────────────────────── */
.ticker{ border-block:1px solid var(--line); background:rgba(255,255,255,.015); overflow:hidden; padding:13px 0; }
.ticker-track{ display:flex; gap:34px; width:max-content; animation:slide 48s linear infinite; }
.ticker:hover .ticker-track{ animation-play-state:paused; }
.ticker span{ font-family:var(--mono); font-size:11.5px; letter-spacing:.09em; color:var(--dim); white-space:nowrap;
  display:flex; align-items:center; gap:34px; }
.ticker span::after{ content:""; width:4px; height:4px; border-radius:50%; background:var(--cyan-dim); }
@keyframes slide{ to{ transform:translateX(-50%); } }

/* ── stat band ──────────────────────────────────────────── */
.stats{ display:grid; grid-template-columns:repeat(4,1fr); border:1px solid var(--line);
  border-radius:var(--r-lg); overflow:hidden; background:linear-gradient(180deg,rgba(16,27,46,.7),rgba(10,17,32,.5)); }
.stats>div{ padding:30px 26px; border-right:1px solid var(--line); }
.stats>div:last-child{ border-right:0; }
.stats .big{ font-family:var(--mono); font-size:clamp(2rem,3.4vw,2.6rem); letter-spacing:-.04em; line-height:1; }
.stats .lbl{ color:var(--muted); font-size:13px; margin-top:12px; line-height:1.45; }
@media (max-width:880px){ .stats{ grid-template-columns:repeat(2,1fr); }
  .stats>div:nth-child(2n){ border-right:0; } .stats>div:nth-child(-n+2){ border-bottom:1px solid var(--line); } }

/* ── generic cards ──────────────────────────────────────── */
.card{
  border:1px solid var(--line); border-radius:var(--r); padding:26px;
  background:linear-gradient(170deg,rgba(17,28,49,.72),rgba(10,17,32,.6));
  transition:border-color .3s var(--ease), transform .3s var(--ease), background .3s;
}
.card:hover{ border-color:var(--line-2); transform:translateY(-3px); }
.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.grid-2{ display:grid; grid-template-columns:repeat(2,1fr); gap:18px; }
@media (max-width:960px){ .grid-3{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:680px){ .grid-3,.grid-2{ grid-template-columns:1fr; } }

/* ── cost of the status quo ─────────────────────────────── */
.cost{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.cost .card{ border-top:1px solid var(--line); position:relative; overflow:hidden; }
.cost .fig{ font-family:var(--mono); font-size:clamp(1.9rem,3.2vw,2.5rem); color:var(--gold);
  letter-spacing:-.035em; line-height:1; }
.cost .t{ margin-top:12px; font-size:14.5px; font-weight:550; }
.cost .d{ margin-top:7px; font-size:13px; color:var(--muted); line-height:1.5; }
@media (max-width:860px){ .cost{ grid-template-columns:1fr; } }
.note{ margin-top:22px; font-size:12.5px; color:var(--dim); line-height:1.6; }
.note b{ color:var(--muted); font-weight:500; }

/* ── why now / timeline rail ────────────────────────────── */
.rail{ display:grid; gap:0; }
.rail .r{ display:grid; grid-template-columns:190px 1fr; gap:28px; padding:26px 0;
  border-top:1px solid var(--line); align-items:start; }
.rail .r:last-child{ border-bottom:1px solid var(--line); }
.rail .d{ font-family:var(--mono); font-size:12px; letter-spacing:.1em; color:var(--cyan); text-transform:uppercase; padding-top:3px; }
.rail h3{ font-size:1.16rem; }
.rail p{ margin:8px 0 0; color:var(--muted); font-size:14.5px; }
@media (max-width:720px){ .rail .r{ grid-template-columns:1fr; gap:10px; } }

/* ── today vs techarthik ────────────────────────────────── */
.split{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
@media (max-width:860px){ .split{ grid-template-columns:1fr; } }
.panel{ border:1px solid var(--line); border-radius:var(--r); padding:26px; background:rgba(10,17,32,.55); }
.panel.now{ background:linear-gradient(170deg,rgba(46,25,26,.34),rgba(10,17,32,.6)); }
.panel.after{ background:linear-gradient(170deg,rgba(14,44,52,.4),rgba(10,17,32,.6)); border-color:#1D4650; }
.panel h3{ display:flex; align-items:center; gap:11px; margin-bottom:20px; font-size:1.06rem; }
.flowline{ display:flex; flex-wrap:wrap; align-items:center; gap:8px; margin-bottom:20px; }
.node{ font-family:var(--mono); font-size:11.5px; padding:7px 11px; border-radius:8px;
  border:1px solid var(--line-2); background:rgba(255,255,255,.03); color:var(--muted); white-space:nowrap; }
.panel.after .node{ border-color:#215B67; color:#BFE9EF; background:rgba(42,190,208,.07); }
.arrow{ color:var(--dim); font-size:12px; }
.panel p.k{ margin:0; font-size:13.5px; color:var(--muted); border-top:1px dashed var(--line-2); padding-top:16px; }
.panel.after p.k{ color:#9FD7DF; }

/* ── savings ────────────────────────────────────────────── */
.savings{ display:grid; grid-template-columns:repeat(3,1fr); border:1px solid var(--line);
  border-radius:var(--r-lg); overflow:hidden;
  background:linear-gradient(180deg,rgba(30,26,14,.35),rgba(10,17,32,.55)); }
.savings>div{ padding:34px 30px; border-right:1px solid var(--line); }
.savings>div:last-child{ border-right:0; }
.savings .fig{ font-family:var(--mono); font-size:clamp(2.1rem,4vw,3rem); color:var(--gold-hi);
  letter-spacing:-.045em; line-height:1; }
.savings .t{ font-size:15px; margin-top:14px; font-weight:550; }
.savings .d{ font-size:13px; color:var(--muted); margin-top:6px; }
@media (max-width:860px){ .savings{ grid-template-columns:1fr; }
  .savings>div{ border-right:0; border-bottom:1px solid var(--line); } .savings>div:last-child{ border-bottom:0; } }

/* ── modules ────────────────────────────────────────────── */
.mods{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
@media (max-width:980px){ .mods{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:660px){ .mods{ grid-template-columns:1fr; } }
.mod{ border:1px solid var(--line); border-radius:var(--r); padding:24px; position:relative; overflow:hidden;
  background:linear-gradient(170deg,rgba(17,28,49,.75),rgba(10,17,32,.6));
  transition:border-color .3s var(--ease), transform .3s var(--ease); }
.mod:hover{ border-color:var(--cyan-dim); transform:translateY(-4px); }
.mod .n{ font-family:var(--mono); font-size:12px; color:var(--cyan); letter-spacing:.12em; }
.mod h3{ margin-top:14px; font-size:1.18rem; }
.mod .sub{ color:var(--muted); font-size:13.5px; margin-top:8px; min-height:38px; }
.mod .st{ margin-top:18px; display:inline-flex; align-items:center; gap:7px; font-family:var(--mono);
  font-size:10.5px; letter-spacing:.1em; text-transform:uppercase; color:var(--dim);
  border:1px solid var(--line-2); border-radius:999px; padding:5px 11px; }
.mod .st.live{ color:var(--pass); border-color:rgba(63,208,138,.32); }
.mod .st.dev{ color:var(--warn); border-color:rgba(232,184,75,.3); }
.mod .more{ margin-top:18px; font-size:13px; color:var(--cyan); display:flex; align-items:center; gap:7px; }
.mod .more svg{ width:14px; height:14px; transition:transform .3s var(--ease); }
.mod:hover .more svg{ transform:translateX(4px); }

/* ── form B scrollytelling ──────────────────────────────── */
.scrolly{ display:grid; grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr); gap:56px; align-items:start; }
@media (max-width:960px){ .scrolly{ grid-template-columns:1fr; gap:26px; } }
.steps{ display:grid; gap:14px; }
.step{ border:1px solid var(--line); border-left:2px solid var(--line); border-radius:var(--r-sm);
  padding:18px 20px; background:rgba(10,17,32,.4); transition:.35s var(--ease); cursor:pointer; }
.step:hover{ border-color:var(--line-2); }
.step.on{ border-color:var(--line-2); border-left-color:var(--cyan); background:rgba(42,190,208,.06); }
.step .n{ font-family:var(--mono); font-size:11px; letter-spacing:.14em; color:var(--dim); }
.step.on .n{ color:var(--cyan); }
.step h4{ margin:8px 0 0; font-size:1rem; }
.step p{ margin:7px 0 0; font-size:13.5px; color:var(--muted); }
.stage{ position:sticky; top:100px; }
@media (max-width:960px){ .stage{ position:static; } }
.screen{ border:1px solid var(--line-2); border-radius:var(--r-lg); overflow:hidden;
  background:linear-gradient(165deg,rgba(19,32,58,.9),rgba(9,15,28,.96));
  box-shadow:0 40px 90px -55px #000; }
.screen-bar{ display:flex; align-items:center; gap:7px; padding:11px 15px; border-bottom:1px solid var(--line); }
.screen-bar i{ width:8px; height:8px; border-radius:50%; background:#25344F; }
.screen-bar .path{ font-family:var(--mono); font-size:10.5px; color:var(--dim); margin-left:8px; }
.screen-body{ padding:22px; min-height:342px; }
.screen-body .kv{ display:grid; grid-template-columns:1fr auto; gap:10px; padding:11px 0;
  border-bottom:1px dashed var(--line); font-size:13.5px; color:var(--muted); }
.screen-body .kv:last-child{ border-bottom:0; }
.screen-body .kv b{ font-family:var(--mono); font-weight:500; color:var(--text); font-variant-numeric:tabular-nums; }
.screen-body .kv b.g{ color:var(--gold); }
.screen-body .kv b.p{ color:var(--pass); }
.screen-title{ font-family:var(--mono); font-size:11px; letter-spacing:.14em; text-transform:uppercase;
  color:var(--cyan); margin-bottom:16px; }
.stage-facts{ display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-top:14px; }
.stage-facts>div{ border:1px solid var(--line); border-radius:var(--r-sm); padding:14px 16px;
  background:rgba(12,21,38,.5); }
.stage-facts b{ font-family:var(--mono); font-size:1.5rem; color:var(--cyan-hi); font-weight:400; display:block; }
.stage-facts span{ font-size:12px; color:var(--muted); display:block; margin-top:4px; }
.fade-in{ animation:fadeUp .5s var(--ease) both; }
@keyframes fadeUp{ from{ opacity:0; transform:translateY(9px); } }

/* ── returns explorer ───────────────────────────────────── */
.filters{ display:flex; flex-wrap:wrap; gap:9px; margin-bottom:18px; }
.filter{ background:rgba(255,255,255,.025); border:1px solid var(--line-2); border-radius:999px;
  padding:8px 15px; font-size:13px; color:var(--muted); cursor:pointer; transition:.25s var(--ease); }
.filter:hover{ color:var(--text); border-color:var(--cyan-dim); }
.filter.on{ background:linear-gradient(180deg,var(--cyan-hi),var(--cyan)); color:#04222A; border-color:transparent; font-weight:600; }
.filter em{ font-style:normal; opacity:.6; font-family:var(--mono); font-size:11px; margin-left:6px; }
.search-row{ display:flex; align-items:center; gap:16px; margin-bottom:20px; flex-wrap:wrap; }
.search{ flex:1; min-width:260px; display:flex; align-items:center; gap:11px; padding:12px 16px;
  border:1px solid var(--line-2); border-radius:999px; background:rgba(255,255,255,.02); }
.search svg{ width:16px; height:16px; stroke:var(--dim); fill:none; stroke-width:2; }
.search input{ flex:1; background:none; border:0; outline:none; font-size:14px; }
.search input::placeholder{ color:var(--dim); }
.count{ font-family:var(--mono); font-size:12px; color:var(--dim); }
.returns{ display:grid; grid-template-columns:repeat(auto-fill,minmax(268px,1fr)); gap:12px; }
.ret{ border:1px solid var(--line); border-radius:var(--r-sm); padding:17px 18px; cursor:pointer;
  background:rgba(12,21,38,.55); transition:.28s var(--ease); }
.ret:hover{ border-color:var(--cyan-dim); background:rgba(42,190,208,.05); transform:translateY(-2px); }
.ret .top{ display:flex; justify-content:space-between; align-items:center; gap:10px; }
.ret .code{ font-family:var(--mono); font-size:13px; color:var(--cyan); letter-spacing:.03em; }
.ret .cat{ font-family:var(--mono); font-size:10px; letter-spacing:.09em; text-transform:uppercase; color:var(--dim); }
.ret h4{ margin:11px 0 0; font-size:13.6px; font-weight:500; line-height:1.4; color:var(--text); }
.ret .fr{ margin-top:11px; font-size:11.5px; color:var(--dim); font-family:var(--mono); }
.empty{ padding:40px; text-align:center; color:var(--dim); font-size:14px; }

/* drawer */
.drawer-bg{ position:fixed; inset:0; background:rgba(3,7,14,.72); backdrop-filter:blur(5px);
  opacity:0; pointer-events:none; transition:opacity .35s; z-index:70; }
.drawer-bg.on{ opacity:1; pointer-events:auto; }
.drawer{ position:fixed; top:0; right:0; bottom:0; width:min(560px,94vw); z-index:80;
  background:linear-gradient(180deg,#0C1526,#080F1C); border-left:1px solid var(--line-2);
  transform:translateX(102%); transition:transform .45s var(--ease); overflow-y:auto; padding:34px 32px 60px; }
.drawer.on{ transform:none; }
.drawer-close{ position:absolute; top:22px; right:24px; background:none; border:1px solid var(--line-2);
  border-radius:9px; width:34px; height:34px; cursor:pointer; color:var(--muted); }
.drawer h3{ font-size:1.4rem; padding-right:44px; }
.drawer .meta{ display:flex; flex-wrap:wrap; gap:8px; margin:18px 0 24px; }
.drawer .meta span{ font-family:var(--mono); font-size:10.5px; letter-spacing:.07em; text-transform:uppercase;
  border:1px solid var(--line-2); border-radius:999px; padding:5px 11px; color:var(--muted); }
.drawer dt{ font-family:var(--mono); font-size:10.5px; letter-spacing:.13em; text-transform:uppercase;
  color:var(--cyan); margin-top:22px; }
.drawer dd{ margin:8px 0 0; color:var(--muted); font-size:14px; line-height:1.62; }

/* ── engines ────────────────────────────────────────────── */
.engines{ display:grid; grid-template-columns:repeat(3,1fr); gap:16px; }
@media (max-width:980px){ .engines{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:660px){ .engines{ grid-template-columns:1fr; } }
.engine .n{ font-family:var(--mono); font-size:11.5px; color:var(--cyan-dim); letter-spacing:.14em; }
.engine h3{ margin:12px 0 10px; font-size:1.06rem; color:var(--cyan-hi); }
.engine p{ margin:0; font-size:13.4px; color:var(--muted); line-height:1.58; }
.engine .feeds{ margin-top:16px; padding-top:14px; border-top:1px solid var(--line);
  font-family:var(--mono); font-size:11px; color:var(--dim); }

/* ── validation rules ───────────────────────────────────── */
.rules{ display:grid; gap:12px; }
.rule{ display:grid; grid-template-columns:auto 1fr auto; align-items:center; gap:20px;
  border:1px solid var(--line); border-radius:var(--r); padding:20px 24px; background:rgba(12,21,38,.5); }
.rule .sev{ font-family:var(--mono); font-size:10.5px; letter-spacing:.1em; text-transform:uppercase;
  padding:6px 11px; border-radius:6px; }
.rule .sev.block{ color:var(--block); background:rgba(240,112,95,.1); border:1px solid rgba(240,112,95,.28); }
.rule .sev.warn{ color:var(--warn); background:rgba(232,184,75,.1); border:1px solid rgba(232,184,75,.28); }
.rule p{ margin:0; font-size:14.5px; }
.rule .res{ font-family:var(--mono); font-size:11.5px; color:var(--pass); letter-spacing:.1em; }
@media (max-width:720px){ .rule{ grid-template-columns:1fr auto; } .rule p{ grid-column:1/-1; } }

/* ── audit trail ────────────────────────────────────────── */
.audit{ display:grid; grid-template-columns:1.15fr .85fr; gap:44px; align-items:start; }
@media (max-width:900px){ .audit{ grid-template-columns:1fr; gap:28px; } }
.trail{ position:relative; padding-left:26px; }
.trail::before{ content:""; position:absolute; left:5px; top:8px; bottom:8px; width:1px;
  background:linear-gradient(var(--cyan-dim),transparent); }
.ev{ position:relative; padding:11px 0; display:grid; grid-template-columns:1fr auto; gap:12px; align-items:baseline; }
.ev::before{ content:""; position:absolute; left:-25px; top:18px; width:9px; height:9px; border-radius:50%;
  background:var(--ink); border:1.5px solid var(--cyan-dim); }
.ev .a{ font-size:14px; }
.ev .m{ font-family:var(--mono); font-size:11.5px; color:var(--dim); }
.qs{ display:grid; gap:10px; }
.q{ border:1px solid var(--line); border-radius:var(--r-sm); padding:15px 18px; background:rgba(12,21,38,.5);
  font-size:14px; display:flex; align-items:center; gap:12px; }
.q svg{ width:16px; height:16px; stroke:var(--cyan); fill:none; stroke-width:1.8; flex:none; }

/* ── data layer band ────────────────────────────────────── */
.layer{ border:1px solid #1A5563; border-radius:var(--r-lg); padding:34px;
  background:linear-gradient(150deg,rgba(11,40,50,.75),rgba(10,17,32,.7)); }
.layer-top{ display:flex; flex-wrap:wrap; gap:9px; justify-content:center; margin-bottom:26px; }
.layer-top span{ font-family:var(--mono); font-size:11.5px; padding:8px 14px; border-radius:8px;
  border:1px solid var(--line-2); background:rgba(255,255,255,.03); color:var(--muted); }
.layer-core{ text-align:center; border-top:1px solid rgba(42,190,208,.25); padding-top:26px; }
.layer-core .k{ font-family:var(--mono); font-size:12px; letter-spacing:.2em; text-transform:uppercase; color:var(--cyan); }
.layer-core h3{ font-size:clamp(1.3rem,2.4vw,1.7rem); margin:14px 0 0; }
.layer-core p{ color:var(--muted); margin:12px auto 0; max-width:640px; font-size:14.5px; }

/* ── core banking logos ─────────────────────────────────── */
.cores{ display:flex; flex-wrap:wrap; gap:10px; }
.cores span{ border:1px solid var(--line-2); border-radius:999px; padding:10px 18px; font-size:14px;
  color:var(--muted); background:rgba(255,255,255,.02); transition:.25s var(--ease); }
.cores span:hover{ color:var(--text); border-color:var(--cyan-dim); }

/* ── rollout ────────────────────────────────────────────── */
.rollout{ display:grid; grid-template-columns:repeat(4,1fr); gap:16px; }
@media (max-width:860px){ .rollout{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:520px){ .rollout{ grid-template-columns:1fr; } }
.ro{ border:1px solid var(--line); border-radius:var(--r); padding:24px; background:rgba(12,21,38,.5); position:relative; }
.ro .n{ font-family:var(--mono); font-size:11.5px; color:var(--cyan); letter-spacing:.16em; }
.ro h4{ margin:14px 0 8px; font-size:1.16rem; letter-spacing:.02em; }
.ro p{ margin:0; font-size:13.5px; color:var(--muted); }

/* ── video ──────────────────────────────────────────────── */
.tabs{ display:flex; gap:9px; margin-bottom:18px; flex-wrap:wrap; }
.video-shell{ border:1px solid var(--line-2); border-radius:var(--r-lg); overflow:hidden; background:#04080F;
  box-shadow:0 44px 100px -60px #000; }
.video-shell video{ width:100%; aspect-ratio:16/9; background:#04080F; }

/* ── roadmap ────────────────────────────────────────────── */
.roadmap{ display:grid; grid-template-columns:repeat(3,1fr); gap:16px; }
@media (max-width:960px){ .roadmap{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:640px){ .roadmap{ grid-template-columns:1fr; } }
.rm{ border:1px solid var(--line); border-radius:var(--r); padding:22px; background:rgba(12,21,38,.5); }
.rm .st{ font-family:var(--mono); font-size:10px; letter-spacing:.11em; text-transform:uppercase;
  padding:5px 10px; border-radius:999px; }
.rm .st.build{ color:var(--cyan); background:rgba(42,190,208,.1); border:1px solid rgba(42,190,208,.28); }
.rm .st.next{ color:var(--warn); background:rgba(232,184,75,.09); border:1px solid rgba(232,184,75,.26); }
.rm .st.explore{ color:var(--dim); border:1px solid var(--line-2); }
.rm h3{ margin:16px 0 8px; font-size:1.04rem; }
.rm p{ margin:0; font-size:13.4px; color:var(--muted); }

/* ── cta + footer ───────────────────────────────────────── */
.cta{ border:1px solid var(--line-2); border-radius:var(--r-lg); padding:clamp(34px,5vw,64px); text-align:center;
  background:linear-gradient(150deg,rgba(16,44,58,.6),rgba(10,17,32,.75)); position:relative; overflow:hidden; }
.cta::after{ content:""; position:absolute; inset:-40% 30% auto; height:60%; border-radius:50%;
  background:radial-gradient(circle,rgba(42,190,208,.16),transparent 70%); pointer-events:none; }
.cta h2{ max-width:660px; margin-inline:auto; }
.cta .lede{ max-width:560px; margin-inline:auto; }
.cta-actions{ display:flex; gap:14px; justify-content:center; flex-wrap:wrap; margin-top:34px; }
.contact-line{ display:flex; gap:26px; justify-content:center; flex-wrap:wrap; margin-top:34px;
  padding-top:26px; border-top:1px solid var(--line); font-size:14px; color:var(--muted); }
.contact-line a, .contact-line span{ display:inline-flex; align-items:center; gap:9px; transition:color .2s; }
.contact-line a:hover{ color:var(--cyan); }
.contact-line svg{ width:15px; height:15px; fill:none; stroke-width:1.7; stroke:var(--cyan); }

footer{ border-top:1px solid var(--line); padding:52px 0 40px; }
.foot{ display:flex; justify-content:space-between; gap:34px; flex-wrap:wrap; align-items:flex-start; }
footer .brand .mark{ height:42px; }
footer .brand .wordmark{ height:19px; }
.tagline{ color:var(--dim); font-size:13px; margin:16px 0 0; line-height:1.7; }
.foot-links{ display:flex; flex-wrap:wrap; gap:22px; font-size:13.5px; color:var(--muted); }
.foot-links a:hover{ color:var(--cyan); }
.legal{ margin-top:38px; padding-top:26px; border-top:1px solid var(--line);
  color:#4E607E; font-size:11.6px; line-height:1.75; max-width:1000px; }

/* ── reveal ─────────────────────────────────────────────── */
.rv{ opacity:0; transform:translateY(22px); transition:opacity .7s var(--ease), transform .7s var(--ease); }
.rv.in{ opacity:1; transform:none; }
.rv[data-d="1"]{ transition-delay:.08s; } .rv[data-d="2"]{ transition-delay:.16s; }
.rv[data-d="3"]{ transition-delay:.24s; }

@media (prefers-reduced-motion:reduce){
  *{ animation-duration:.01ms !important; animation-iteration-count:1 !important;
     transition-duration:.01ms !important; scroll-behavior:auto !important; }
  .rv{ opacity:1; transform:none; }
}
:focus-visible{ outline:2px solid var(--cyan); outline-offset:3px; border-radius:6px; }